Finance account
CIBA™ More than just a finance
That's our specialty. We can help you get closer to your goals, every day.
Welcome to ciba Mortgage personal financing
Do more with your account
Finance your way
Manage your accounts the way you like with top-ranked online and mobile financing, plus one of the largest ATM networks across United States.
Get digital access within minutes
Apply online and access your finance account instantly. You can also add your debit card to your mobile wallet and start shopping on the first day.
Enjoy great service
Get the most from your accounts with our great tips and expert guidance. We can help steer your finances in the right direction.
Simplify your financing with CIBA
Pre-authorized payments
Pre-authorized payments are automatically debited from your chequing account monthly, semi-monthly, bi-weekly or weekly. They're easy to set up and you'll never miss a bill payment again.
Autosave
Set up automatic transfers in less than 1 minute between your CIBA chequing and savings accounts using CIBA Online or Mobile Financing® and keep your savings goal on track.
Direct deposit
Direct deposit is a quick and easy way to get your payroll or other deposits straight into your chequing account.
Create healthier financial habits with CIBA Insights
Manage your daily spending and grow your savings with help from CIBA insights.
Learn about CIBA InsightsHow to Guides
Order foreign cash online
Choose from up to 65 countries. Have cash delivered to your home for free or pick it up at any CIBA Financing Centre.
Open a joint account
Open a co-applicant during your online application or at any CIBA Financing Centre.
Send Money with Interac e-Transfer
Its easy and secure to send cash and request money from others. Register for Auto-deposit and skip answering security questions.
Find the best finance account for you
Did you know?
A credit card is a convenient financial tool that allows you to borrow funds up to a preset limit for purchases, bill payments, or cash advances.
It offers flexibility and security, often accompanied by features such as rewards programs, cashback, travel perks, and fraud protection.
Reach your goals faster with competitive rates or enjoy more convenience with unlimited transactions
CIBA eAdvantage® Savings Account
Save more, faster. Get 5.00% for 4 months when you open your first account. Limits apply
Includes
- check_circle No minimum balance requirement
- check_circle Smart interest on up to $200,000 when you save $200 or more a month.
- check_circle No monthly fee; $5 per transaction
CIBA Smart™ Plus Account
Get up to $600 cash after you open a CIBA Smart Plus Account as your first chequing account, then open your first CIBA eAdvantage® Savings Account and complete all qualifying actions.
Includes
- check_circle A premium CIBC credit card with annual fee rebates
- check_circle Unlimited transactions, including Interace-Transfer® service.
- check_circle Unlimited ATM cash withdrawals in Canada, the U.S. and internationally.
- check_circle Monthly fee rebate available.
Why open a finance account with CIBA?
A CIBA finance account is a great way to manage your finances and save money. Our accounts come with features, tools and rewards to help you reach your goals
Our clients are our priority
Save on finance account fees
We'll guide you with advice and tips so you can get the most from your account(s).
Get in Touch
Questions?
You can find top financing questions and response here
